The answer depends on insurance coverage.
The problem?
Your deductible may be higher than the cost of tree trimming.
Although we don't have all the answers, here are a few:
A. Your house - your homeowners insurance pays.
B. Your neighbor's house - their homeowner's insurance pays (if they have notified you that your tree is a threat, however, YOUR insurance pays).
C. Your car - IF you have comprehensive auto insurance, your auto insurance pays. Again, if you have notified the tree's owner that it is a threat, their insurance may pay.
D. Your yard - For insurance to pay, the tree must have caused damage to an insured structure, blocked the driveway or blocked a ramp or walkway designed to assist the handicapped.
Always check with your individual insurance company for the most accurate answers.
